Coverage options made clear.
Opciones de cobertura explicadas con calma.
Every driver, family, and small business is a little different. Instead of forcing everyone into the same setup, we start with what you actually need — then shape your coverage around it.
Cada conductor, familia y pequeño negocio es un poco diferente. En lugar de poner a todos en el mismo paquete, empezamos por lo que tú realmente necesitas y ajustamos la cobertura a tu realidad.
Liability protection
Protección de responsabilidad civil
Helps pay for injuries or property damage you may cause to others in an at-fault accident.
- Connecticut minimums vs. stronger, recommended limits.
- Bodily injury and property damage clearly explained.
- Focused on protecting your income and future.
Collision coverage
Cobertura por choque
Helps repair or replace your vehicle if it’s damaged in a crash — with another car or a fixed object.
- Deductibles that match your comfort level and budget.
- Designed with financed and leased vehicles in mind.
- Guidance during the repair and claims process.
Comprehensive coverage
Cobertura contra todo riesgo (no choque)
Helps cover damage from events other than a crash — like theft, vandalism, fire, hail, or hitting an animal.
- Support for glass, theft, weather, and more.
- Coverage aligned with your vehicle’s value.
- Options for newer, financed, or paid-off cars.
Protection that really looks out for you.
Protección que de verdad te cuida.
Beyond the basics, there are important coverages that can make the difference between an inconvenience and real financial stress after a claim.
Más allá de lo básico, hay coberturas clave que pueden marcar la diferencia entre una molestia y un problema financiero serio después de un reclamo.
Uninsured & underinsured motorists
Conductores sin seguro o con poco seguro
Helps protect you if you’re hit by someone who has little or no insurance at all.
- Can help with medical bills and sometimes lost wages.
- Extra protection on top of your liability limits.
- Especially important on busy roads and highways.
Medical payments
Pagos médicos
Helps with medical expenses for you and your passengers, regardless of who was at fault.
- Can help with co-pays, deductibles, and smaller bills.
- Applies even if you are found at fault.
- Designed to complement your health insurance, not replace it.
Roadside & rental
Asistencia en carretera y auto de alquiler
Helps keep life moving when your car is in the shop after a covered claim.
- Towing and roadside assistance options.
- Rental car coverage while your vehicle is repaired.
- Support so you’re not left without transportation.